JOURDANLABSCOSMIC QuickBooks for a few bucks.
QuickBooks helps you enter numbers. NORTHSTAR refuses to release books that do not tie. Small-business bookkeeping, tax-prep packets, owner-only alerts, accountant exports, and deterministic guardrails from JourdanLabs.
$9.99 purchase. $1.99/month.
Every active subscriber routes $1/month to one of four customer-selected charities. If a subscription lapses, reinstall is $5, with $2.50 routed to the selected charity too. Reinstall covers re-onboarding, restore checks, and payment-state reset.
Ledger
Simple double-entry books with account mapping and receipt hashes.
Bank
Match imported bank activity before the month can release.
Tax Prep
Schedule C-style category rollup, 1099/W-9 watchlist, and evidence blockers.
Owner Sentinel
Owner-only anomaly queue when a separate accountant or bookkeeper touches the books.
NORTHSTAR Gives
$1/month and $2.50 reinstall donations routed to the customer-selected charity.
Close
COSMIC gate refuses release when bank, ledger, or tax-prep evidence does not tie.
Packet
JSON accountant packet with trial balance, entries, bank queue, tax packet, and refusal log.
Local-first
Browser storage today; desktop and paid download packaging next.
Donations are made by JourdanLabs to eligible selected charities. Final public launch will include mandatory charity selection, equal-split default before onboarding completes, named charities, consent, receipts, timing, and required giving disclosures.
Tax-ready without playing CPA.
NORTHSTAR Lite adds tax preparation where it belongs: evidence, categorization, W-9/1099 readiness, packet export, and refusal rules. It does not pretend to be a filing service or tax lawyer.
NORTHSTAR organizes tax evidence; it does not file returns.
NORTHSTAR exports a preparer packet; it does not give legal or tax opinions.
NORTHSTAR refuses missing receipts, vague meal deductions, unknown entity type, and unmatched bank activity.
NORTHSTAR is the small-business doorway; ALCHEMIST remains the enterprise finance and accounting OS.
Quiet owner alerts when the books smell wrong.
If the owner and accountant are different people, NORTHSTAR keeps an owner-only signal queue. It does not accuse. It produces evidence, hashes the signal, and tells the owner exactly what to verify.
1099 vendor paid above threshold with no W-9.
Accountant-entered expense lacks receipt or source support.
Large non-owner entry lacks owner approval.
Round-dollar payment has no evidence attached.
Unmatched bank withdrawals require owner review.
Owner alert route is missing before outside-bookkeeper access.
NORTHSTAR is the small-business doorway. ALCHEMIST is the enterprise system. Same refusal discipline, different weight class.